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Why Do I Need Life Insurance?

There are two basic and necessary reasons to buy life insurance. You owe someone or You love someone.

You owe someone:

  • Last expenses (Funeral and probate costs)
  • Current debts (Auto loans, credit cards, etc.)
  • Mortgage or rent (To pay off house note or ensure coverage of rent payments)

You love someone:

  • College education
  • Income continuation




 

 

Tax Notes: Proceeds from an insurance policy paid because of the death of the insured are generally excludable from the beneficiary's gross income for tax purposes. (IRC Sec. 101(a)(1).) Income and growth on accumulated cash values have been held by the Tax Court to be generally taxable only upon withdrawal. (IRC Sec. 72.) Consult your tax adivsor or attorney on your specif


 

 
 

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Representing


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO


These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 

    
     
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